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Current posted rates are in effect as of 10/06/2008 12:00:43 PM Central Time.
Rates are subject to change without notice.

Conforming 30 Year Fixed Rate Mortgage
RatePointsAPRLock Days
6.500%0.000%6.577%15
6.250%1.000%6.422%15
6.125%0.500%6.248%15
The APR is calculated using a loan amount of $300,000 and these typical fees.


5/1 IO
RatePointsAPRLock Days
5.875%0.875%4.802%15
5.750%1.000%4.768%15
5.625%1.250%4.735%15
The APR is calculated using a loan amount of $417,000 and these typical fees.


Agency Jumbo 30 Year Fixed
RatePointsAPRLock Days
6.250%1.000%6.386%15
6.375%0.875%6.500%15
6.500%0.750%6.614%15
7.000%0.000%7.042%15
The APR is calculated using a loan amount of $580,000 and these typical fees.


FHA 30 Year Fixed
RatePointsAPRLock Days
6.000%0.000%6.181%15
The APR is calculated using a loan amount of $135,000 and these typical fees.


FHA Secure (payments current)
RatePointsAPRLock Days
6.000%0.000%6.111%15
The APR is calculated using a loan amount of $250,000 and these typical fees.


Cal HFA
RatePointsAPRLock Days
6.375%1.000%6.567%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


Cal Vet
RatePointsAPRLock Days
5.500%1.000%5.625%60
6.000%1.000%6.129%60
6.250%1.000%6.380%60
The APR is calculated using a loan amount of $350,000 and these typical fees.


Cal PERS Home Loan
RatePointsAPRLock Days
6.000%1.000%6.131%0
The APR is calculated using a loan amount of $350,000 and these typical fees.


VA Home Loan - Conforming
RatePointsAPRLock Days
6.000%0.500%6.086%15
6.375%0.000%6.415%15
The APR is calculated using a loan amount of $280,000 and these typical fees.


VA Jumbo
RatePointsAPRLock Days
6.500%1.000%6.610%30
6.875%0.000%6.889%30
The APR is calculated using a loan amount of $1,500,000 and these typical fees.
All loans provided by Express Mortgage Mortgage Banking

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